Skip the sakura crowds at these lesser-known flower festivals

Lately, I've developed a love-hate relationship with cherry blossom season. I love the canopy of delicate pink blooms at cherry blossom-viewing spots around the globe. But the hordes of fellow flower lovers jostling to get the perfect picnic spot or selfie? Not so much.

So this year, I started searching for other spring flower moments that deliver the same sense of magic, minus the shoulder-to-shoulder flora fans and sold-out hotels. As it turns out, the world is full of delightful destinations for bloom-viewing. Think: an entire city turning lavender during jacaranda season, hillsides glowing with roses and fields filled with dazzling wildflowers.

Some blooms come with lively festivals while others transform a landscape for a few fleeting weeks each year. If you're craving a spring trip that still celebrates the season but skips the sakura crowds, these bloom-filled destinations are well worth planning a trip around.

Related: The best places to stay for cherry blossom season

Canadian Tulip Festival, Ottawa, Ontario

IRYNA TOLMACHOVA/GETTY IMAGES

Tulips and the Netherlands might go hand-in-hand, but you can also expect peak crowds if you go flower viewing anywhere near Amsterdam. Instead, try a closer, less globally known option in Canada.

More than 1 million tulips bloom across Ottawa each May, filling parks and waterfront paths with bright swaths of red, yellow, purple, orange and more. The tradition dates back to 1945, when the Dutch royal family sent thousands of bulbs to Canada in thanks for hosting them during World War II.

The largest displays in the Canadian capital are at Commissioners Park and along Dow's Lake, where the colorful rows of petals stretch toward the water. The Canadian Tulip Festival, held at the park from May 8 to 18, features concerts, art installations and evening light displays, culminating in fireworks and a drone show over the lake May 18.

TPG tip: Ottawa's most iconic property is the castlelike Fairmont Chateau Laurier. The elegant accommodations beside Parliament Hill and the Rideau Canal put you within easy reach of the city's biggest tulip displays. Room rates start at $357 a night in May and can also be booked through the American Express Fine Hotels + Resorts program, which offers perks such as daily breakfast for two, a $100 property credit and guaranteed 4 p.m. checkout to select American Express cardholders.

Jacaranda superbloom, Mexico City

GERARDO HUÍ TRON/GETTY IMAGES

A purple wave takes over Mexico City each spring as the city's jacaranda trees burst into flower. If walking under the thousands of amethyst-hued trees feels a little like sakura viewing in Japan, that's a bit by design. It was a Japanese gardener, Tatsugoro Matsumoto, who introduced the trees to the city in the 1920s to recreate the feel of cherry blossoms.

As in Tokyo or other spots in Japan, there is no organized festival here, but from mid-March through April, the periwinkle canopies lining the streets become popular spots for strolls, selfies and picnics.

My favorite part of the city to catch the jacaranda bloom is the leafy Condesa neighborhood, home to Parque Mexico. The oval, 9-acre park is a slice of green in the artsy neighborhood. For even more blooms, head to 1,700-acre Chapultepec Park, the green lungs of the city.

TPG tip: The Andaz Mexico City Condesa is set right in prime jacaranda territory and offers a stylish stay. Don't miss the rooftop pool overlooking the neighborhood's tree-lined streets. Rates start at $291 or 12,000 World of Hyatt points per night in April.

Portland Rose Festival, Portland, Oregon

E GUANGCAI/XINHUA/GETTY IMAGES

You don't earn a nickname like "City of Roses" unless you really deliver on the fragrant flower front. And Portland truly blooms to life in late spring with 10,000 spectacularly petaled bushes.

The star attraction is the hillside International Rose Test Garden in Washington Park, where you can easily view thousands of rainbow-hued blooms with the bonus of the backdrop of Mount Hood.

Plan your visit to coincide with some of the festivities surrounding the Portland Rose Festival, which brings a city fair, parades, fireworks and waterfront events from May 22 to June 7. One highlight this year is the newly reimagined CareOregon Grand Floral Starlight Parade, which will start with floral floats, marching bands and more before dusk, then transition into illuminated floats and plenty of glowing effects after the sun sets.

TPG tip: The Nines, a Luxury Collection Hotel, Portland is tucked inside the historic Meier & Frank Building and is one of the city's most stylish, centrally located stays. Rates start at $265 or 85,000 Marriott Bonvoy points a night in May.

Related: A look inside the tree-lined main terminal at Portland International Airport

Feria de Patios, Cordoba, Spain

THOMAS JANISCH/GETTY IMAGES

Cordoba is known as the City of Flowers, and in May it celebrates with a series of flower-themed events. The one worth planning a trip around is the Feria de Patios, or Courtyards Festival, which runs from May 4 to 17. It starts with a flower-filled parade called Battle of the Flowers. Then the festival, which has a UNESCO World Heritage designation, shifts its focus to the traditional homes in the walled Old City, whose whitewashed courtyards drip with hanging pots of colorful geraniums, carnations and jasmine; their doors are open to the public to come and look and vote for their favorites. The festival also includes flamenco and lots of food.

TPG tip: The NH Collection Palacio de Cordoba is fresh off a renovation that fully restored an 18th-century palace in the city's historic Jewish Quarter and transformed it into a plush hideaway. There's a courtyard pool, and parts of the Old City walls have been incorporated into several of the spacious rooms. Rates start at $208 per night.

Rochester Lilac Festival, Rochester, New York

Flowers in full bloom in the spring. Vibrant shades of pink, purple, magenta and blue. Grass path and bright blue sky with clouds.
DEBORA TRUAX/GETTY IMAGES

If you love aromatic flowers, springtime in Rochester is hard to beat. The lilac bloom takes place in Highland Park, where more than 1,800 bushes spanning 500 varieties fill the air with their signature sweet scent. Peak bloom usually lands in mid-May, when clusters of purple, lavender and white flowers cover the park's rolling hills.

The city's annual Rochester Lilac Festival (May 8 to 17) features live music from more than 80 bands (including one of my personal favorites, The Lone Bellow, on May 10), an arts and crafts show, and plenty of local food stands.

TPG tip: The Strathallan Rochester Hotel & Spa, a DoubleTree by Hilton is a short five-minute drive from Highland Park. There's a popular steakhouse with outdoor seating as well as a rooftop bar with views over the city's historic Neighborhood of the Arts. Nightly rates start at $226 or 60,000 Hilton Honors points in May.

Luoyang Peony Festival, Luoyang, China

TATIANA CHERNEVA/GETTY IMAGES

In China, peonies are known as the "King of Flowers," and nowhere celebrates them quite as royally as Luoyang, where they've been cultivating the ruffled beauties for 1,500 years, since the Tang dynasty.

Every April, gardens across the city burst into a full spectrum of rosy hues as millions of peonies bloom in shades ranging from soft blush pink to deep crimson. Many of the largest displays appear at the Luoyang National Peony Garden, where enormous blossoms the size of dinner plates fill the landscaped grounds.

Beyond the gardens, the Luoyang Peony Festival (April 15 to 25) features cultural performances including traditional Chinese dance and music, workshops in crafts such as calligraphy, myriad food stalls, and lantern displays celebrating the flower's symbolism of prosperity and honor.

TPG tip: In the heart of Luoyang's business district, the modern Luoyang Marriott Hotel offers a central location, a large heated indoor pool, and both an international and Chinese restaurant on-site. Rates start at $84 or 36,000 Marriott Bonvoy points per night in April.

Daffodil Days, Newport, Rhode Island

CAVAN IMAGES/GETTY IMAGES

Good day, sunshine! If you survived this year's long Northeast winter, the glowing yellow fields of 1.5 million daffodils in Newport may be the spring awakening you need. After you explore the five fields throughout town filled with miles of buttery blooms, there is an array of festive events to check out as part of Daffodil Days celebrations that extend from March 14 to April 30.

Stroll through Newport to see how shops and restaurants "get the yellow out"; watch the annual Daffy Dog Paw-Rade on April 11, when dressed-up pups parade from the Black Dog on Bannister's Wharf to historic Queen Anne Square; hop on Coastal Queen Cruises for a special Daffodil Days Lighthouse Cruise; or "Dash Past the Daffodils" for a scenic marathon, half marathon or 5K.

TPG tip: Make the boutique Gardiner House hotel your home base during Daffodil Days. Don't miss stopping at its buzzy Studio Bar; its signature restaurant, Flora; or GH Provisions, a cafe specializing in French pastries. Nightly rates start at $240 in the spring.

Tonami Tulip Fair, Tonami, Japan

Tonami Tulip Fair, Japan
ALEXANDRA BUXBAUM/MAJORITY WORLD/GETTY IMAGES

Sakura aren't the only game in town when it comes to fabulous floral displays in Japan. Instead of looking up at the trees, focus your attention on the ground at the Tonami Tulip Fair. About a two-hour train ride west of Tokyo, the fair celebrates the 3.5 million tulips spanning 300 varieties that burst into full bloom from late April to early May.

Check out the multihued florals from the Tulip Tower and Tulip Skywalk, where you can also eye the geoglyph design formed from more than 200,000 individual flowers. There's also a 13-foot-high tunnel of tulips, a hydroponic flowerbed and a Dutch-style garden among the flower viewing options. The Tulip Fair runs from April 22 to May 5 and includes live entertainment and special areas for children, too. And don't miss the very special Tulip Fair mascot, a giant walking tulip that shares more than a passing resemblance, I think, to the Kool-Aid Man.

TPG tip: The Mercure Toyama Tonami Resort & Spa is the spot to relax after a day of flower-fueled sightseeing. There's an on-site onsen for deep soaking and a mix of traditional tatami rooms and modern hotel accommodations. Rates start at $91 per night in the spring; join the Accor Live Limitless loyalty program to save up to 5% on bookings.

The Flower Fields, Carlsbad, California

Visitors walk through a field of Giant Ranunculus flowers while viewing The Flower Fields at Carlsbad Ranch on March 16, 2022 in Carlsbad, California. - The flower fields feature approximately 70 million ranunculus blooms across 55 acres on the working agricultural flower farm.
PATRICK T. FALLON/AFP/GETTY IMAGES

This colorful floral attraction just north of San Diego has one of the longest seasons of anything on this list: The Flower Fields in Carlsbad has 80 million (yes, you read that right) Giant Tecolote ranunculus spread across 55 festively hued acres.

Southern California's superbloom destination is open March 1 through May 10, so there's plenty of time to enjoy the carpet of colors. Some popular ways to see the blooms include "pedal to the petals" bike rides and wagon rides. Plus, there's live music, food trucks, arts workshops, wine tasting and even yoga classes among the flowers.

TPG tip: Hotel Solea, a brand-new Autograph Collection hotel, opened next door to the flower fields in early March, just in time for the superbloom. Not only does the hotel offer a prime location near the flower fields, but it also has a private entrance to Legoland California. Rates start at $276 or 41,000 Marriott Bonvoy points per night this spring.

Related reading:

Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.



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Earn a best-ever $50 bonus by joining Rakuten and shopping online at thousands of retailers

Act now if you want to join one of TPG's favorite online shopping portals and get a $50 one-time bonus.

Rakuten extended its best-ever offer for new members: If you join Rakuten through a referral link by June 30 and spend at least $50 at eligible retailers within 90 days of becoming a member, both you and your referrer will receive a one-time bonus of $50.

If you aren't familiar with Rakuten, you can start your online shopping there and then continue on to many popular merchants, such as Walmart, Target, Saks Fifth Avenue and Lowe's.

Joining without a referral usually only gets you a one-time bonus of $10, so it's worth using a referral link to access a larger bonus to get started. The common referral bonus is $30, and we've seen a number of $40 offers in the past. However, Rakuten raised it to $50 and extended that deal through the end of June — so if you're not a member, now is your chance to take home the site's best-ever bonus.

While you are at it, Rakuten is also offering some elevated earning rates for every dollar spent at many popular brands, making now a great time to start earning rewards for your online shopping. Cash-back rates can change daily, so if you see a good reward rate, start your shopping through the link at Rakuten.

Read more: How to earn bonus cash back or Amex points on your online shopping purchases with Rakuten

Overview of Rakuten

Rakuten is an online shopping portal that partners with hundreds of online retailers, from household brands like Target and Nike to smaller merchants like Gorjana.

By starting your purchase at Rakuten and clicking through to the merchant from there, you'll take home cash back or valuable transferable points on every eligible purchase you make — in addition to the earnings on the rewards credit card you use for the purchase.

You can even download the Rakuten plug-in to make things easier. Once this is installed, you can just go directly to the merchant's site. The browser extension will then notify you if there's cash back available, like in the example below at Lululemon (the cash-back rate may have changed since the time of this screenshot):

Screenshot of Rakuten deal for Lululemon
RAKUTEN

This friendly reminder simplifies earning more rewards for your online shopping.

You may wonder how all of this is possible. Rakuten makes marketing agreements with individual retailers, which pay the site commissions on purchases that begin there. Rakuten then passes a portion of those commissions on to the customer. The retailer gets additional business, and you and Rakuten enjoy a cut of those purchases — a win-win for all parties.

To join as a new member with that $50 bonus up for grabs, visit this link and complete the online prompts by June 30.

If you are a member who wants to refer a friend, simply log in to your Rakuten account and click the "Refer & Earn" button in the top row. You can choose to send your friend an email or share your referral link by another route — though note that the $50 referral bonus may not be available for all accounts.

Related: Get free points and miles for referring friends to loyalty programs and credit cards

How to make the most of Rakuten

While Rakuten is advertised as a cash-back portal, you can take your rewards to the next level by switching your earning preference to American Express Membership Rewards points or Bilt Points.

In the above example, you'd take home 15 Amex or Bilt points for every dollar you spend at Lululemon. Since our April 2026 valuations peg Amex points at 2 cents apiece (thanks to the array of transfer partners and valuable redemption options), this option could offer a higher return on your online purchases than simple cash back. Bilt points are valued even higher — 2.2 cents each.

However, the bonus for new members who join via a referral link is usually only available as cash back. You can link your Bilt or Amex Membership Rewards account after joining, but the one-time bonus will be paid in cash (after qualifying purchases). That said, if a friend or family member joins through your referral link (and completes the spending requirements) after you switch your earning preference to Amex or Bilt points, you'll earn bonus points instead of cash back based on whatever referral offer is available at the time.

NICK EWEN/THE POINTS GUY

Note that going through Rakuten for your online purchases may mean sacrificing higher rewards that you would earn through something like an airline shopping portal — especially if there are any bonus offers through those sites. It's always a good idea to compare earning rates using a shopping portal aggregator.

Related: How I earned almost 30,000 Amex Membership Rewards points with help from Rakuten

Which credit card should I use?

If you're making purchases online, pay close attention to any potential bonus categories. However, your best bet may be to use a card that offers solid value for everyday purchases, such as:

Remember that any cash back or Amex points you'd take home through Rakuten come in addition to the earnings on your card. You may even be able to stack an Amex Offer or Chase Offer at select merchants, so be sure to check those first to avoid leaving money on the table.

For example, holders of the American Express Platinum Card® enjoy up to $300 every calendar year (up to $75 per quarter) in statement credits at Lululemon (outlets are excluded, and the credit only applies to purchases at U.S. stores and online; enrollment is required). They can also earn up to $50 in statement credits at Saks Fifth Avenue from January through June (this perk is ending in July; enrollment is required).

Since Amex applies these credits on the back end — rather than via a promo code at the time of purchase — you should still earn cash back or bonus points on the full purchase subtotal by starting at Rakuten and clicking through to Lululemon or Saks.

Related: Airline and hotel dining rewards programs: Which is best for you?

Bottom line

Using an online shopping portal like Rakuten can help amplify rewards on your online purchases, and with a best-ever bonus for new members, now's the perfect time to sign up for Rakuten (or refer your friends and family members). However, this elevated offer won't last forever, so don't miss out — join Rakuten today.

Related reading:

Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.



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Best-ever Atmos card offers: Earn bonus points, a Companion Fare and 50% flight discount code

Atmos Rewards is the loyalty program for Alaska Airlines and Hawaiian Airlines, allowing members to earn and redeem points across both carriers. Atmos Rewards points can be used for flights on Alaska and Hawaiian, as well as a range of partner airlines, making it easier to turn everyday spending and travel into award trips around the world.

The program offers three cobranded credit cards — one business and two personal cards. And the current offers on these cards are the highest we've seen, so now is an excellent time to take a look if you've been considering Atmos Rewards in your strategy.

(Note that the 50% flight discount code on the two personal cards is for a qualifying future flight on Alaska or Hawaiian purchased with cash.)

Let's dig deeper into the bonuses available right now and whether they deserve your application.

Atmos Rewards Summit

The Atmos™ Rewards Summit Visa Infinite® credit card features a valuable welcome bonus, useful earning rates and a solid suite of benefits.

Welcome offer: Earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,500 on purchases in the first 90 days from account opening. Plus, receive a 50% flight discount code for a qualifying future flight after opening your new account.

Based on TPG's April 2026 valuations, this bonus is worth up to $1,750 when you include the value of the 25,000-point Global Companion Award. And when you add in the value of the flight discount code, this becomes the best offer we've seen in the card's history.

(Previously, the card offered 100,000 bonus points for a slightly lower minimum spending requirement of $6,000. However, this bonus did not include the flight discount code; offer no longer available.)

Annual fee: $395

Atmos Rewards Summit card art
THE POINTS GUY

Earning rates:

  • 3 points per dollar spent on eligible Alaska Airlines and Hawaiian Airlines purchases, eligible dining and foreign transaction purchases
  • 1 point per dollar spent on all other purchases

Key benefits:

  • 10,000 status points every year upon account anniversary, plus 1 status point for every $2 spent on the card
  • A 10% rewards bonus on all points earned if you have an eligible Bank of America account
  • A free checked bag on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)
  • No foreign transaction fees
  • Priority boarding on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)
  • Two Alaska Lounge and two Wi-Fi passes each quarter
  • Up to $120 in statement credits for TSA PreCheck or Global Entry every four years

Why we like it: This welcome offer includes a Global Companion Award, with points redeemable for travel on Alaska, Hawaiian or a partner airline (including Oneworld members) for an award ticket in any class. The 25,000-point award is earned upon account opening and after each card anniversary.

Cardholders can earn a 100,000-point Global Companion Award after spending $60,000 or more in a card anniversary year.

For frequent international travelers, earning 3 points per dollar spent on foreign transaction purchases is an industry first and can help quickly accrue Atmos Rewards points. TPG contributing editor for credit cards Matt Moffitt is based in Spain and uses this card for most of his everyday spending there since they are charged in euros.

To learn more, read our full review of the Atmos Rewards Summit.


Apply here: Atmos Rewards Summit Visa Infinite


Atmos Rewards Ascent

Semifrequent Alaska and Hawaiian flyers who want to pay an affordable annual fee are the target audience for the Atmos™ Rewards Ascent Visa Signature® credit card, a mid-tier option with its own useful perks.

Welcome offer: Earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 on purchases in the first 120 days from account opening. Plus, receive a 50% flight discount code for a qualifying future flight after opening your new account.

TPG's valuations deem the points-only part of this offer at $1,120. When you add the value of the Companion Fare and the flight discount code, this becomes the highest bonus we've seen offered in the card's history.

(This card's bonus offered a flight discount once before, but it was a lower 30% code; offer no longer available.)

Annual fee: $95

Atmos Rewards Ascent card art
THE POINTS GUY

Earning rates:

  • 3 points per dollar spent on eligible Alaska Airlines and Hawaiian Airlines purchases
  • 2 points per dollar spent on gas, electric vehicle charging stations, cable, streaming services and local transit (including ride-hailing services)
  • 1 point per dollar spent on all other purchases

Key benefits:

  • A 10% rewards bonus on all points earned if you have an eligible Bank of America account
  • A free checked bag on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)
  • Ability to earn an annual $99 Companion Fare (plus taxes and fees from $23) after spending $6,000 on purchases within the prior card anniversary year
  • No foreign transaction fees
  • Priority boarding on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)

Why we like it: The Atmos Rewards Ascent is an excellent choice for anyone who flies Alaska or Hawaiian at least a couple of times each year and can find value in the card's perks.

To learn more, read our full review of the Atmos Rewards Ascent.


Apply here: Atmos Rewards Ascent Visa Signature


Atmos Rewards Business

Small-business owners who fly Alaska, this one's for you. The Atmos™ Rewards Visa Signature® Business Card provides perks when you fly with Alaska or Hawaiian, good rewards-earning opportunities and a solid welcome offer for a reasonable annual fee.

Welcome offer: Earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $5,000 on purchases in the first 90 days from account opening.

The points in this bonus are worth $1,120, per TPG's valuations. This matches the card's launch offer, which was the highest bonus we've seen in the card's history.

Annual fee: $70 for the company and $25 per card

Atmos Rewards Business card art
THE POINTS GUY

Earning rates:

  • 3 points per dollar spent on eligible Alaska Airlines and Hawaiian Airlines purchases
  • 2 points per dollar spent on gas, EV charging stations, shipping and local transit (including ride-hailing services)
  • 1 point per dollar spent on all other purchases

Key benefits:

  • $100 off an annual Alaska Lounge+ membership purchased with your card
  • A 10% rewards bonus on all points earned if you have an eligible Bank of America business account
  • A free checked bag on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)
  • Ability to earn an annual $99 Companion Fare (plus taxes and fees from $23) after spending $6,000 on purchases within the prior card anniversary year
  • No foreign transaction fees
  • Priority boarding on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)

Why we like it: The Atmos Rewards Visa Signature Business is a great option for business owners who would benefit from the perks related to flying on Alaska and Hawaiian.

The Lounge+ membership discount is only available on the business card, so keep that in mind if lounge access matters to you. However, the Summit does include two lounge passes per quarter, offering occasional access without a full membership.

With a long list of bonus categories and the opportunity to earn an annual Companion Fare, this is a strong option for a relatively low annual fee.

To learn more, read our full review of the Atmos Rewards Business.


Apply here: Atmos Rewards Visa Signature Business


Bottom line

The Atmos Rewards cards are offering new bonuses that allow new cardholders to add a haul of points to their accounts.

  • The Summit suits frequent flyers who want premium perks and faster status earning.
  • The Ascent is ideal for casual Alaska or Hawaiian travelers who value free bags and a lower annual fee.
  • The Business delivers solid rewards and travel benefits for small-business owners at a competitive price point.

If you're ready to maximize this program and collect Atmos Rewards points, collecting one of these offers is a fantastic way to start. These are the highest bonuses we've seen on these cards, so now is a great time to apply.


Apply here: Atmos Rewards Summit Visa Infinite
Apply here: Atmos Rewards Ascent Visa Signature
Apply here: Atmos Rewards Visa Signature Business


Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.



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United is about to open America’s biggest airline lounge — and an 'even bigger' one may be next

So far this year, United Airlines has announced flashy new planes and a big shake-up to its MileagePlus loyalty program — all while preparing to launch a new crop of flights to off-the-beaten-path destinations in Europe.

Still to come in 2026? Some truly enormous airport lounges.

Between now and the end of the year, the Chicago-based carrier plans to cut the ribbon on at least three new United Club facilities. One is coming to San Francisco International Airport (SFO). A second, at Dulles International Airport (IAD) near Washington, D.C., will debut in tandem with a brand-new terminal set to open by fall. At 39,000 square feet, this outpost would have been the biggest in United's network if it weren't for the real headliner coming by year's end.

2024 rendering of Terminal E at Washington Dulles International Airport (IAD)
A 2024 rendering of Terminal E at Dulles International Airport (IAD). MWAA

United plans to open a sprawling 54,000-square-foot behemoth of a lounge at Houston's George Bush Intercontinental Airport (IAH). This Texas-size facility, which the airline offered a sneak peek of last week, should easily become America's biggest airline-branded airport lounge once the doors open.

Sneak peak of United Airlines' Houston lounge was unveiled last week at a company event in Los Angeles. SEAN CUDAHY/THE POINTS GUY

For a little context, it's set to be a whopping 60% bigger than the massive Denver club the airline debuted last summer.

United's lounges keep getting bigger — and the reason should be welcome news for the airline's credit card holders.

Ending frustration for United credit card holders

Some of United's most popular cobranded credit cards come with annual day passes to its lounge network.

United MileagePlus members who carry the United℠ Explorer Card (see rates and fees) and the United Quest℠ Card (see rates and fees) get two United Club one-time passes each year.

But actually redeeming those passes for lounge visits can be easier said than done. On busy travel days, the airline often excludes day pass holders from entering its clubs in an effort to stem overcrowding.

ZACH GRIFF/THE POINTS GUY

While perhaps necessary to keep from overwhelming its facilities, it can be an unpleasant surprise for flyers who expect at least some lounge perks as part of their card's $150 or $350 annual fee.

Ending that disappointment, United executives say, is among the top goals for the future of the airline's lounges.

"Every time we see that little sign outside a club that says 'no one-day passes,' we haven't met the objective," United chief commercial officer Andrew Nocella told TPG at a roundtable with journalists last month in Los Angeles. "And so we are working diligently to never see that sign — which means the clubs are not overcrowded — which means everyone gets in with their guests, and the one-day [passholders] get in."

United CEO to staff: Build a lounge that's 'too big'

United certainly isn't alone in battling overcrowding. Airline- and credit card-affiliated lounges alike have had to contend with booming membership in recent years.

That reality has led to a patchwork of access changes, depending on the lounge portfolio — from stricter guest policies at American Express to rationed annual visits at Delta Air Lines and permanent grab-and-go locations, like the one United itself debuted a year ago in Houston.

United Club Fly in Houston. ZACH GRIFF/THE POINTS GUY

But the airline is also on a blitz to secure huge swaths of coveted airport real estate. The carrier emerged from the COVID-19 pandemic with 49% more club space than it had prior to 2020, CEO Scott Kirby said.

Yet, the carrier still hasn't met the boss's challenge.

"I want them to build a club that is oversized. That we look at it and say, 'That club is too big,'" Kirby said during the recent discussion. "I've now been told seven or eight times, 'This one is going to be the one.' It's never true."

The massive, new Houston lounge will certainly put that to the test, lapping the closest competition as the biggest United Club in its lineup. But it may not hold the mantle for long.

Another 'even bigger' club in the works for Dulles

Kirby revealed that United is currently planning an "even bigger" future facility for its IAD hub — bigger than the new IAH space and bigger than the other IAD club mentioned above (which is already set to open this year).

It appears that this additional IAD lounge is still in the early planning stages, and there's no official timeline.

According to Kirby, the facility would be built as part of much-discussed renovations at the Washington-area hub. The plans, he said, call for the lounge to be along a new, proposed connector building that would link the airport's iconic Eero Saarinen-designed main terminal with its A/B Concourse.

SEAN CUDAHY/THE POINTS GUY

That connector is included in IAD's long-range plans (which have garnered unusually strong attention from the White House in recent months).

Today, the airline operates three United Clubs at IAD, each along the airport's C/D Concourse, as well as a premium United Polaris lounge facility. Details about this additional new club remain scarce, for now, with Kirby only promising this: "It'll be a big club."

Related reading:

Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.



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From resort credits to fewer lines: 4 tips to make your next Las Vegas trip even better

Are you hoping to "hit the jackpot" on your Las Vegas vacation? If so, you won't want to "roll the dice" when it comes to planning your next trip to Sin City.

There are a few ways to ensure you (and your travel companions) have a VIP Vegas experience featuring fewer fees, resort credits and so much more.

Alongside my colleague Summer Hull, a senior director of content at TPG, I got to experience Vegas for the first time with a bit of an upgraded perspective.

With the MGM Rewards Iconic World Elite Mastercard®, you can unlock exclusive perks that can make your Vegas vacation much more memorable.

SUMMER HULL/THE POINTS GUY

TPG exclusive offer: MGM Rewards Iconic World Elite Mastercard: You may be eligible to earn 40,000 MGM Mastercard points (points)* and 15,000 MGM Rewards Tier Credits after spending $5,000 in the first three billing cycles after account opening if you apply by April 14. (Must apply here for this offer; offers vary elsewhere^; see the Summary of Credit Terms.)


So, whether it's your first — or maybe your 20th — time visiting Sin City, here are four ways the Iconic World Elite Mastercard can give you an elevated Las Vegas experience.

Enjoy free self-parking at MGM Resorts properties

There are 15 MGM resorts and casinos in the area (and more than 20 nationwide), but as a first-timer in Vegas, I opted to stay at a resort in the heart of the Las Vegas Strip: the Bellagio Las Vegas. Seriously, nothing screams "Vegas" quite like watching the city's iconic fountain show, especially from your hotel room window.


TPG tip: If you're staying at the Bellagio, room No. 24008 offers a panoramic view of the fountains and the Strip.


GABRIELLE BERNARDINI/THE POINTS GUY

If you don't want to give up the dream-worthy Vegas view but are looking for ways to save money on your getaway, holding the premium MGM Rewards Iconic Mastercard grants you automatic Pearl status**, which unlocks free self-parking*** at participating MGM Rewards Destinations.

During our three-day stay at the Bellagio, the parking rate was $20 per day ($25 from Friday through Sunday). But as a cardholder, instead of paying additional fees, you can simply insert your MGM Rewards card at the exit gate to receive complimentary parking***. As an added bonus, if you decide to take your car for a spin on the Strip to visit or dine at another eligible MGM Resorts destination, you can use your card there to park*** for free as well.

Related: How the MGM Rewards Iconic World Elite Mastercard can fast-track your status and elevate your experience

Get an annual $200 resort credit at MGM Rewards Destinations

One of the biggest perks of the MGM Rewards Iconic Mastercard is the $200 resort credit* that you receive upon account opening and annually on your card anniversary. This credit can be applied to room charges, including dining expenses, resort fees, spa services and entertainment purchases. Just visit an MGM Rewards desk to redeem this resort credit.

GABRIELLE BERNARDINI/THE POINTS GUY

The best part? This premium card credit can be used across multiple MGM Resorts destinations, making it possible to really elevate your Vegas trip — no girl math required.

Redeem for spa services

Just a quick walk from the Bellagio is Aria Resort & Casino, where I booked a spa experience during my visit.

Aside from the individualized treatment, a spa appointment at Aria also includes access to the facility's sauna, cold plunge, heated indoor and outdoor pools, stone beds and salt room. Because of this, I highly recommend allowing extra time before or after your treatment to take advantage of the amenities.

GABRIELLE BERNARDINI/THE POINTS GUY

Upon checkout, I charged my classic facial, which cost $190, to my room at the Bellagio.

Thanks to the MGM Rewards Iconic Mastercard and its $200 annual resort credit*, the facial I booked (or another spa service at participating resorts) can be enjoyed at little to no cost.

Redeem for dining expenses

If going to a spa isn't on your Vegas itinerary, you can opt to redeem this credit at your nightly dinner or any other meal you have at an MGM Rewards Destination.

SUMMER HULL/THE POINTS GUY

While there is a plethora of dining options to choose from, one restaurant that should be on your must-visit list (if it's not already) is Tom Colicchio's Craftsteak. Located in the MGM Grand Las Vegas, Craftsteak is a premier steakhouse that serves high-quality cuts of meat, seafood and family-style American-inspired sides.

SUMMER HULL/THE POINTS GUY

The restaurant offers an a la carte menu, but Summer and I opted to go all-in on the "Crafted Cut Experience." The High Plains Ranch Angus meal experience is $155 per person and comes with dinner rolls, two appetizers, two steaks, two sides and one dessert, at the chef's discretion. With no allergies or dislikes among the two of us, we enjoyed a feast that featured beef carpaccio, a wedge salad, filet mignon, rib-eye steak, creamy mashed potatoes, broccoli and, for dessert, creme brulee.

As an MGM Rewards Iconic Mastercard cardholder, visit the MGM Rewards desk to redeem your annual resort credit, then you can charge a four-course meal like this to your room to partially (or completely) cover the expense.


TPG tip: Another way to save money is to book an early dinner reservation. If you book a table at Craftsteak and plan on drinking wine, consider selecting one of the "half-off wine bottles" reservation time slots (typically before 5:30 p.m.) to enjoy a half-priced bottle during your meal. Just be sure to mention it to your server and ask for the menu.


Redeem for drinks and entertainment purchases

There's no shortage of fun to be had in Vegas; some even call it the entertainment capital of the world. So, whether you opt to attend a comedy show, a concert or one of the city's famous Cirque du Soleil performances, seeing a Vegas show is a must.

To offset the cost of tickets, visit the MGM Rewards desk to redeem your annual resort credit and then head to the box office to charge any Cirque du Soleil show to your room.

SUMMER HULL/THE POINTS GUY

If it doesn't, you could also put the credit toward a post-dinner drink or post-show experience at some of the cool speakeasies MGM Rewards Destinations offer.

One of my personal favorite speakeasies is The Vault. This hidden lounge is inside the Bellagio on the casino floor. If you stumble upon the massive gold door behind the gaming tables, you'll be greeted by a small, intimate lounge with deliciously curated craft cocktails.

GABRIELLE BERNARDINI/THE POINTS GUY

Another favorite? The Ski Lodge, an aptly named themed cocktail bar inside The Cosmopolitan of Las Vegas. Everything from the decor to the drinks will make you feel like you've just stepped off a Utah ski slope. I recommend the Slava's Snowstorm, an espresso martini-inspired cold brew cocktail with hot cardamom foam. To really complete the winter wonderland theme, order the mountain campfire kit to treat yourself to homemade s'mores.

Be sure to visit the MGM Rewards desk to redeem your $200 annual resort credit* so that after you finish up at one of these speakeasies, you can charge your bill back to your room to use your MGM Rewards Iconic Mastercard credit. It's as easy as that.

Redeem for resort fees

Many hotels — including most properties in Las Vegas — charge a standard room rate plus a resort fee. For our stay at the Bellagio, the resort fee was an additional $62.36 per night (including tax).

GABRIELLE BERNARDINI/THE POINTS GUY

Because so many Vegas properties charge resort fees, it's important to factor in this extra cost when planning your Vegas trip. Or, if you're an MGM Rewards Iconic Mastercard cardholder, you can use your card's resort credit to avoid shelling out for these additional fees.

Remember, too, that this card offers a fast track to elite status. At the next status tier, Gold status, you can enjoy waived resort fees, among other perks, when booking directly at MGM Rewards Destinations, leaving you the option to use your card's resort credit toward a different on-property expense.

Related: The best credit cards to reach elite status

Skip the long lines

Let's face it: No one likes waiting in long lines, especially while on vacation. During our Vegas trip, we did see some queues, including while checking in at the Bellagio and visiting its buffet.

bellagio check-in
SUMMER HULL/THE POINTS GUY

However, if you have the MGM Rewards Iconic Mastercard, you can take advantage of a designated line for MGM Rewards Pearl, Gold, Platinum and Noir members. It serves as an automatic fast pass of sorts during check-in and mealtimes, so you can get right to the fun and food.

SUMMER HULL/THE POINTS GUY

Having this kind of preferential treatment over non-cardholders adds a dose of VIP treatment while visiting MGM Rewards Destinations, which is possible with the MGM Rewards Iconic Mastercard.

Earn additional bonus points and Tier Credits to unlock status faster

If you're planning a trip to Las Vegas and have not already signed up for the MGM Rewards loyalty program, you need to do so. The program is free to join, and its entry-level Sapphire elite status tier gives members access to discounts on select shows, the guaranteed lowest room rate offers available and the ability to earn MGM Rewards points.

GABRIELLE BERNARDINI/THE POINTS GUY

All MGM Rewards members, regardless of status tier, will earn 1 point per dollar spent on eligible charges, but if you hold the MGM Rewards Iconic Mastercard, you'll earn 6 points per dollar spent at MGM Rewards Destinations; 2 points per dollar spent at hotels, dining venues, gas stations and grocery stores; and 1 point per dollar spent on all other purchases, including BetMGM deposits*. So, if you're an MGM Rewards member holding this premium card, you can earn up to 7 points per dollar spent.

Then, your MGM Rewards points can be redeemed at a rate of 1 cent per point for hotel stays, dining, entertainment, spa services and more.

GABRIELLE BERNARDINI/THE POINTS GUY

If you're climbing the MGM elite status tiers, know that as an MGM Rewards Iconic Mastercard cardholder, you'll receive complimentary Pearl status**. Plus, your card offers a fast track to Gold status with as little as $6,000 in strategic spending on the card in the first year, thanks to the current welcome bonus. All MGM Rewards members earn 4 Tier Credits per dollar spent, while premium cardholders earn up to an additional 6 Tier Credits per dollar spent.

Therefore, cardholders can earn up to 10 Tier Credits per dollar spent at MGM Rewards Destinations.*

So, as a cardholder, you can earn thousands of MGM Rewards points and Tier Credits on your next Vegas vacation. Your MGM Rewards points can unlock additional savings on your next trip, plus the higher elite status tiers offer elevated perks like waived resort fees.

Related: 21 things to know before staying at the MGM Grand in Las Vegas

Bottom line

From premier restaurants to world-class shows, Vegas has something for everyone.

If you're looking to save money on additional fees and for help covering some of your itinerary expenses — like a much-needed spa service for a little rest and relaxation — the perks of the MGM Rewards Iconic World Elite Mastercard are noteworthy.

GABRIELLE BERNARDINI/THE POINTS GUY

With an annual fee of only $249****, the MGM Rewards Iconic Mastercard offers cardholders the chance to get more than $1,000 in value in the first year. For our trip, the $200 annual resort credit* and free self-parking*** would offset the annual fee. And if you keep spending on the card, you can unlock a complimentary night worth up to $250* (after spending at least $25,000 on purchases with your card each card anniversary year), which I'd absolutely love to use at a hotel such as the Bellagio for a future trip to Vegas.

However, if you're still looking to earn MGM Rewards points and Tier Credits and benefit from extra perks available with Pearl status** but do not wish to pay an annual fee, the MGM Rewards World Elite Mastercard® could be a good option.

Overall, after just a small taste of what Vegas has to offer, I'm already planning my next getaway to this iconic destination.

^Offers may vary depending on where you apply, for example, online or in person. To take advantage of this offer, apply now directly through this advertisement. Review offer details before you apply.

*See the Credit Card Rewards Terms and Conditions for details. MGM Resorts International owns the MGM Rewards program. Points are referred to as MGM Mastercard Points and can be redeemed for SLOT DOLLARS® and MGM Rewards Points. Please visit mgmrewards.com or call 866.789.6716 for MGM Rewards program rules, including earning, redemption, expiration, and forfeiture of Points and Tier Credits. MGM Rewards Iconic World Elite Mastercard terms, click here.

**MGM Rewards Tier will remain at least Pearl Status as long as your account remains open and in good standing.

***Self-parking is complimentary for MGM Rewards Mastercard cardholders. Guests must insert their MGM Rewards Card at the exit gate to receive the free parking benefit. All parking is subject to availability, which may vary by facility location and Tier Status.

****For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.

Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.



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Amex Membership Rewards is ending points transfers to Etihad Guest

Starting June 30, American Express Membership Rewards members will no longer be able to transfer their points to the Etihad Guest loyalty program.

Currently, Amex points can be transferred to Etihad Guest miles at a 1:1 ratio and used to book Etihad Airways' luxurious first-class Airbus A380 Apartment product, one of the most spacious and luxurious products in commercial aviation, as well as tickets through a range of partner airlines, including American Airlines, Air Canada, Korean Air, Air New Zealand and Scandinavian Airlines.

While traveling on Etihad to and through its global hub at Abu Dhabi's Zayed International Airport (AUH) may not be top of mind right now given the current Iran conflict, Etihad Guest has been a great way to book American Airlines flights with Amex points. Though Membership Rewards points do not directly transfer to American Airlines AAdvantage, Etihad's codeshare agreement allows members of both programs to earn and redeem miles.

As a Philadelphia native, senior points and miles editor Gabrielle Bernardini regularly flies between her home airport of Palm Beach International Airport (PBI) in Florida and Philadelphia International Airport (PHL) to visit family. Where the lowest saver award availability exists, nonstop flights on American Airlines can be booked from just 12,000 Etihad Guest miles plus $24 in taxes and fees, a great way to save money on domestic flights.

etihad guest american airlines award booking
ETIHAD AIRWAYS

If you do have your eye on an Etihad Guest redemption, whether for travel on Etihad or one of its partner airlines, you have until June 29 to transfer your Membership Rewards points. After this date, you can still redeem your Amex points to reduce the cost of Etihad cash fares through Amex Travel using Pay with Points, though you will likely receive a lower value than if you were to transfer points to Etihad Guest.

Etihad Guest will remain a 1:1 transfer partner of Bilt, Capital One and Citi ThankYou Rewards.

Related reading:

Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.



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6 reasons I’m rethinking the Chase Sapphire Reserve after its refresh

For nearly a decade, the Chase Sapphire Reserve® (see rates and fees) was one of the easiest premium credit cards to recommend.

Strong earning rates, valuable travel perks and access to the Chase Ultimate Rewards ecosystem made the card feel well worth its annual fee.

But last year's refresh changed that equation. Chase raised the annual fee to $795 and introduced a wave of new benefits, credits and restrictions.

I've held some version of the Sapphire Reserve or its sibling, the Chase Sapphire Preferred® Card (see rates and fees), for the past 10 years. When the refresh was announced in June 2025, my renewal happened to fall a few months later — meaning I renewed at the old $550 annual fee.

That timing has effectively given me a year to evaluate the refreshed card before deciding whether it's worth paying $795 at my next renewal in October.

So far, the experience has been mixed.

If you currently hold the Sapphire Reserve or are considering applying, here's how I'm evaluating the card today.

How the Sapphire Reserve changed after the refresh

For years, the Sapphire Reserve stood out because of its simplicity.

You earned 3 points per dollar spent on travel and dining, the card didn't feel like a coupon book and authorized users cost just $75 each (it's now $195).

Last year's refresh changed that equation in several ways, including raising the annual fee to $795.

Some of the changes were positive. For example, Chase increased the earning rate on flights and hotel stays booked directly with airlines or hotels from 3 to 4 points per dollar spent, which is a very strong return.

ZACH GRIFF/THE POINTS GUY

But other changes, including adjustments to another key earning rate and the addition of more layered benefits and statement credits, have made what used to be a more straightforward card feel noticeably more complicated.

None of this means the Sapphire Reserve can't still deliver value. In fact, I'll still come out ahead this year. But the overall experience hasn't felt quite as seamless as it once did.

6 things that have made me rethink the Sapphire Reserve

The loss of the general travel category

One of the reasons why I loved the Sapphire Reserve was its broad travel category.

Vacation rentals, ride-hailing services, trains and many other travel purchases earned 3 points per dollar spent. That made the card my default for nearly every travel purchase.

People having a backyard picnic at an Airbnb
AIRBNB

The updated earning structure removed that broad category (while, admittedly, increasing the earning rate on flights and hotels booked directly to 4 points per dollar).

That's great if you frequently book directly with airlines or hotels. But if your travel spending includes vacation rentals, ride-hailing services or ground transport, you're earning fewer points (1 per dollar, to be exact) than before.

It's a subtle change, but it has noticeably changed how often I reach for the card.

When technology fails, redeeming Ultimate Rewards points becomes frustrating

Ultimate Rewards points are one of the main reasons why I've kept a Sapphire card for so long. They're among the most valuable flexible points currencies you can earn, especially when transferring to partners like World of Hyatt. (That said, Hyatt is revamping its award chart in May, which may reduce the value of transferring Chase points to the program.)

Unfortunately, I've had ongoing issues with the Ultimate Rewards interface, specifically when transferring and combining points between my cards. What first seemed like a temporary outage has dragged on, forcing me to call Chase every time I want to complete a transfer.

These features have now been unavailable to me online for more than a year. Based on reports from other cardholders, the issue I'm having does not seem to be an isolated case.

When the technology doesn't work, it undermines one of the biggest advantages of the Ultimate Rewards ecosystem.

TPG reached out to Chase and their team is actively investigating the issue.

Referral glitches have made it harder to earn points

Chase's referral program can be a great way to earn additional Ultimate Rewards points.

In my case, however, the referral tracker hasn't worked properly for the past year. Caps haven't reset correctly, and repeated attempts to resolve the issue haven't fixed it. Based on my records, I estimate I've missed out on 60,000 points from referrals as a result.

Chase referral tracker
My referral tracker has been malfunctioning for the past 12 months. CHASE

Individually, these issues may seem minor. But when systems that track rewards malfunction, it becomes harder to rely on the program with confidence.

A key benefit was changed just months after launch

One of the new features introduced during last year's refresh was Points Boost, which allowed certain redemptions at elevated values of up to 2 cents per point. Just six months later, Chase changed the benefit.

Rewards programs evolve, but changes so soon after a major refresh can make cardholders question how stable those benefits really are.

Premium benefits come with more fine print than necessary

Several of the refreshed benefits come with restrictions that limit their real-world usefulness.

For example, both The Edit credits and the one-off $250 Chase Travel℠ hotel credit require a two-night minimum stay.

Additionally, when the refresh was announced last June, existing cardholders had to wait until October to access most of the new and refreshed benefits. That four-month delay made it feel like I was missing out on value from the card.

Frequent changes to benefits after they've already been announced can also create unnecessary confusion for cardholders, even when the changes are positive.

Customer service has felt inconsistent

I recently experienced fraud on my Sapphire Reserve account. Chase correctly removed the fraudulent charges and issued a replacement card. However, despite clearly confirming my address during the call, the replacement card was sent to the wrong location.

This wasn't a catastrophic issue, but it added to a broader pattern of small service hiccups I've experienced over the past year. For a card that costs $795 annually, a consistently smooth customer experience is key to the value proposition.

Where the Sapphire Reserve still shines

Despite my frustrations, the Chase Sapphire Reserve still has several strengths.

The $300 annual travel credit remains one of the easiest credits to use among premium cards. It automatically applies to a wide range of travel purchases and doesn't require any enrollment or activation.

The card also earns 4 points per dollar spent on flights and hotel stays booked directly with airlines and hotels. That's a very strong earning rate for one of the most common types of travel spending.

And Chase's travel protections remain excellent. Last year, the card fully covered the cost of replacing a damaged bag on a flight I took from Portugal to the Czech Republic, which reinforced the value of those protections.

Damaged checked bag
My damaged bag. MATT MOFFITT/THE POINTS GUY

For some travelers, the math can still work at the $795 annual fee. If you maximize the $300 travel credit and both The Edit credits each year (two $250 statement credits), you can more than offset the annual fee.

I also appreciate that, starting this year, Chase has made those The Edit credits more flexible by allowing them to be used at any time during the year (instead of splitting them into biannual credits, which American Express still does).

How it compares to other premium cards in my wallet

Over the past several months, I've found myself reaching for the American Express Platinum Card® and the Capital One Venture X Rewards Credit Card.

The Amex Platinum offers broader lounge access and more statement credits, though its annual fee is $100 higher than the Sapphire Reserve (see rates and fees for the Amex Platinum).

When American Express refreshed the card in September of 2025, the rollout felt streamlined — the new benefits were available immediately to existing cardmembers, and Amex hasn't made additional tweaks since.

Amex's new quick limited-service Sidecar dining concept in Las Vegas. SUMMER HULL/THE POINTS GUY

The Venture X, meanwhile, has a much lower $395 annual fee while still offering solid perks like lounge access, bonus anniversary miles and a (slightly more complicated) travel credit.

The trade-off is that Capital One's transfer partners are generally weaker, and Capital One miles are worth less than Chase Ultimate Rewards points or American Express Membership Rewards points (per our March 2026 valuations).

The Sapphire Reserve still has strengths, particularly with the simplicity of its $300 travel credit and the power of the Ultimate Rewards ecosystem. But compared to its competitors, my overall experience with the card has felt less polished lately.

Who should still keep the Sapphire Reserve?

Despite my concerns, the Sapphire Reserve can still make sense for many travelers.

If you frequently book flights and hotels directly, the 4 points per dollar earning rate can be extremely valuable.

Travelers who consistently maximize the $300 travel credit and The Edit credits may also find it easy to justify the annual fee.

And those who value strong travel protections may continue to see the Sapphire Reserve as one of the best cards for coverage when things go wrong.

What I'm doing before my next annual fee posts

I've tested the refreshed version of the card for almost five months so far. That still leaves me about seven months before my next renewal arrives in October, when I'll have to decide whether it's worth paying the $795 annual fee.

Between now and then, I'll be paying close attention to whether the issues I've encountered improve, particularly the Ultimate Rewards tech problems and my customer service experiences.

20241016_Credit Card Legislation Sponsored Article_Person using smart phone while holding credit card while relaxing on couch at home
DELMAINE DONSON/GETTY IMAGES

Most importantly, I want to feel confident that the Sapphire Reserve remains one of the best premium cards for my spending and travel habits and that it fills a role the other premium cards in my wallet don't.

If these issues aren't resolved, I'll most likely downgrade to the Sapphire Preferred and save $700 per year in annual fees.

Bottom line

The Chase Sapphire Reserve can still deliver strong value, especially for travelers who maximize its annual travel credit, earn elevated points on direct flight and hotel bookings and take advantage of its strong travel protections.

For most of the past decade, the Sapphire Reserve was an easy card to keep year after year. With a $795 annual fee now on the line, Chase has seven months to convince me that it still deserves that spot in my wallet.

To learn more, read our full review of the Chase Sapphire Reserve.

Related: Why the refreshed Amex Platinum nabbed this year's 'Top Premium Card' distinction

For rates and fees of the Amex Platinum Card, click here.

Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.



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