Our favorite American Express Fine Hotels + Resorts properties where you can get elite perks

The American Express Fine Hotels + Resorts program is far from new — the credit card booking platform has been around since 1992.

But what started with a couple of hundred properties has, in the last few decades, ballooned to some 1,800 hotels and resorts. Booking these stays through the platform — which is available to those holding The Platinum Card® from American Express and The Business Platinum Card® from American Express — come with many perks, typically including guaranteed 4 p.m. late checkout, daily breakfast for two, a $100 experience credit, noon check-in (when available) and room upgrades upon availability.

Plus, as a cardholder, when you prepay for an FHR property using your eligible Amex card, you'll receive up to a $600 annual statement credit (up to $300 biannually) on your stay.


The Platinum Card® from American Express — Find out your offer: You may be eligible for as high as 175,000 Membership Rewards points after spending $8,000 in eligible purchases on your new card in your first six months of membership. Welcome offers vary, and you may not be eligible for an offer.


With an updated card statement credit benefit and so many fantastic perks to consider, narrowing down the divine Amex Fine Hotels + Resorts portfolio can feel a tad overwhelming. Therefore, we've curated a list of some of TPG's most beloved properties around the world tied to the program.

Related: 8 hotels where your Amex Platinum hotel credit covers half (or more) of your stay

Six Senses Kyoto

SIX SENSES

Serenity meets craftsmanship and modernism at Six Senses Kyoto, a Higashiyama hotel that feels completely of Japan while also being exquisite from a design standpoint. The 81 guest rooms and suites are vaguely ryokan-styled, with tatami mat–inspired carpeting down the long hallways, organic mattresses and temperature-regulating pillows, customized pajamas by a Japanese recovery-wear label and wooden headboards featuring a hemp leaf pattern that signifies health and wellness.

For a detox-retox one-two punch, spend a day enjoying state-of-the-art biohacking modalities, sound bathing and feel-good treatments at the beautiful spa and maybe a sustainable workshop at Earth Lab. Once the sun sets, treat yourself to a night of dining informed by Japan's micro seasons before sipping surprising cocktails at the Nine Tails speakeasy, where all the spirits are made in Japan.

Rates at Six Senses Kyoto start around $970 per night.

The St. Regis Venice

ST. REGIS HOTELS AND RESORTS/FACEBOOK

It's evident from the very moment of arrival — by boat, naturally — at The St. Regis Venice that this Italian hotel is special, very special. There's the large and luminous Berengo Studio chandelier designed by Ai Weiwei especially for the Grand Salon, with a cheeky middle finger — a signature of the famed artist. Not to mention, you'll find elaborate custom glassware for evocative cocktails at Arts Bar.

Then there are the casually glamorous Grand Canal–facing Ginori Terrace, replete with vibrant Ginori 1735 place settings, and the more dressed-up restaurant, Gio's, for surprising suppers that draw from regional traditions in view of a majestic baroque basilica and all the gondolas. And don't overlook the 169 rooms and suites, which come with sumptuous beds and a pleasing blush and sage color palette, all within an easy walk of the most iconic sites in Venice.

Rates at The St. Regis Venice start around $880 per night.

Longitude 131

LONGITUDE 131

At what is arguably Australia's most moving natural site, the UNESCO-listed sandstone monolith Uluru, there is no property more immersive and indelible than Baillie Lodges' Longitude 131, a luxurious wilderness camp with 16 tented pavilions. Tucked into the red dunes surrounding Uluru-Kata Tjuta National Park in the otherworldly Northern Territory, these deluxe accommodations are where you'll truly feel the wilds of Mother Nature and the storytelling heritage of Indigenous Australian culture.

Along with all the experiential outings that put guests in privileged positions to admire the natural wonder, the hotel offers a scenic swimming pool, a spa offering locally inspired healing massages and all-inclusive ultragourmet dining featuring regionally sourced and indigenous ingredients.

Rates at Longitude 131 start around $2,922 per night.

Regent Hong Kong

Dining at Regent Hong Kong
CAMERON SPERANCE/THE POINTS GUY

With its prized Victoria Harbour location, a delectable two-Michelin-starred restaurant (Lai Ching Heen) and an amazingly resortlike pool smack-dab in the middle of a major city, Regent Hong Kong — reopened in 2023 after a winding history that began in 1980 — is something of an urban escape. More glamorous than ever, its chic and impactful looks by the Hong Kong-born residential designer Chi Wing Lo are soulful and swanky in equal measure.

The 497 rooms and suites are subtle and endlessly refined, with cultural motifs and traditions hidden in the furnishings, plus impeccable water-facing views that nearly make guests — relaxing in their shapely freestanding tubs — feel as though they're passengers on a luxurious ship. Six restaurants and bars — including a Nobu outpost — and a comprehensive spa are additional arguments for staying in.

Rates at Regent Hong Kong start around $360 per night.

Four Seasons Astir Palace Hotel Athens 

ELLIE NAN STORCK/THE POINTS GUY

The Four Seasons Astir Palace Hotel Athens is the true embodiment of Athenian vacation heaven: It's half an hour from the Acropolis and all the Greek city's glorious history and ruins, yet claims three private sandy beaches of its own and access to an opulent yacht club — not to mention the sorbet-hued skies each evening.

Sense of place is a guiding force at the Athens Riviera property sprawled across 75 acres of a wooded peninsula. Amenities include a lively kids club, pampering spa treatments, exceptional cuisine — including, of course, authentic Greek meals and all the feta and seafood one could devour — and immersive, over-the-top adventures. While several of the eight dining venues offer fabulous views, there's nothing quite as dreamy as admiring seascapes, sunsets and stars on the seafront rooms' private balconies, some with their own private pools; however, the pine forest–facing accommodations are lovely, too.

Rates at Four Seasons Astir Palace Hotel Athens start around $1,054 per night.

Rosewood Sao Paulo

ROSEWOOD HOTELS

There are plenty of reasons to stay at Rosewood Sao Paulo, including the adults-only rooftop pool with its own bar. But the art collection alone is a major draw for creatives and aesthetes: The renovated, historic Cidade Matarazzo complex claims more than 450 site-specific works made by around 50 Brazilian artists. The curation runs the gamut, from Speto street art murals to Laura Vinci's golden leaf sculptures and Sandra Cinto's hand-painted tiles.

Booking one of 160 rooms and suites designed by illustrious Philippe Starck is the surest way to experience this vivid dose of culture, along with excellent dining at half a dozen restaurants and significant wellness offerings.

Rates at Rosewood Sao Paulo start around $738 per night.

Nekajui, a Ritz-Carlton Reserve  

Nekajui, a Ritz-Carlton Reserve
CARLY HELFAND/THE POINTS GUY

The newest luxury resort in Costa Rica's richly biodiverse Guanacaste region — more specifically, the vast protected Peninsula Papagayo region — is a 107-room, -suite and -treetop tent idyll.

As unique and special as Nekajui's accommodations feel, its immersive cultural experiences and activities also hit high marks. There are cacao rituals, a private beach club, nature walks, Latin American art, stargazing, aerial yoga and pickleball, not to mention a 27,000-square-foot spa with a hydrotherapy pool, plus a personal concierge dubbed a Manzu (it means "friend" in the Chorotega language) to line it all up. Family-friendly down to the kids club and the glass funicular down to the beach, it's also a place for romance — see the tented treehouse bar.

Rates at Nekajui, a Ritz-Carlton Reserve start around $880 per night.

Amandari

AMANDARI/FACEBOOK

Outside Ubud, the cultural hub of Bali, Indonesia, at the top of a lush river gorge, Amandari shines radiantly through misty jungle, captivating guests with its wafting incense, intricate Balinese craft and soulful village charm. The ultrarefined retreat evokes the island in every moment, from exceptionally flavorful Indonesian fare served at all three meals, afternoon tea and interactive activities such as Balinese dance to storytelling artifacts and a hyperlocally inspired spa journey.

Thanks in large part to wonderfully gracious staff, there is plenty to do and explore amid the dense tropical flora and classic Bali architecture after starting the day with a panoramic private breakfast in an intimate traditional bale. About half the fun is in decadent relaxation, with two of the best locations being the infinity pool that takes its shape from undulating rice terraces and the large sunken outdoor tubs that adorn many of the 31 suites, which can be drawn by your butler.

Rates at Amandari start around $1,089 per night.

Capella Bangkok

CAPELLA BANGKOK/FACEBOOK

In busy Bangkok, where the Chao Phraya River is the connective tissue, it's hard to beat the waterfront location of Capella Bangkok, a regular recipient of "world's best hotel" distinctions since opening in 2020. This urban hotel manages an incredibly peaceful energy for being so close to all the action and within walking — or tuk-tuk — distance of the cool Charoenkrung neighborhood.

The rooms and suites feature daybed-studded balconies, and Capella's signature plump beds are a master class in sublime sophistication. Not to mention, the hospitality and local knowledge doled out by the property's Culturists make every guest feel like in-the-know VIPs. There's so much to eat in the city, too, but be sure to save time for the authentic yet elevated Thai spread at Phra Nakhon, a decadent evening at two-Michelin-starred Cote by Mauro Colagreco and stellar cocktails accompanied by live music at the glam bar Stella.

Rates at Capella Bangkok start around $610 per night.

Saxon Hotel, Villas and Spa  

SAXON HOTEL, VILLAS AND SPA/FACEBOOK

Some hotels just feel different, and Saxon Hotel is one of those. This storied place carries the electricity of the distinguished figures who have stayed in the past — Nelson Mandela, Oprah Winfrey, Beyoncé and Prince William, to name a few — running through it. The presidential suite is even named for Mandela, who took respite there and edited his autobiography at the property after his release from prison.

It's no wonder he found comfort in the expansive 10-acre property, replete with luscious, well-maintained gardens, an Edenic pool and private cabanas for discreet hangs. The accommodations are gorgeously designed with abundant, vivid African furniture, textiles and upholstery, with countless pieces of art and artifacts lining every hallway and public space. The glitzy restaurant, Qunu, serves phenomenal African cuisine, and the spa is a must after a long international flight.

Rates at Saxon Hotel, Villas and Spa start around $792 per night.

Raffles London at The OWO

ERIC ROSEN/THE POINTS GUY

Raffles Hotels & Resorts' first U.K. outpost debuted in 2023 with a bang at London's swanky, reimagined Old War Office in Whitehall. It's now home to 120 rooms and suites that are magically throwback yet cushy in a chichi, contemporary way, including eight corner suites all named for female spies and notable women.

Famed Michelin-decorated chef Mauro Colagreco helms three dining experiences, and there are several other concepts feeding the appetite and soul — plus, of course, the legendary Spy Bar. The antidote to all the drinking and feasting is the Guerlain Spa, which occupies 27,000 square feet across four floors and houses a 66-foot swimming pool, nine treatment suites and a hair atelier, among other amenities.

Rates at Raffles London at The OWO start around $1,150 per night.

Rosewood Mandarina

ROSEWOOD HOTELS

This long-anticipated resort at Mandarina — also home to a beloved One&Only — came online in May after an almost decade-long journey to deliver an all-suite retreat to Mexico's idyllic Riviera Nayarit. There are mountaintop, beachfront and agrarian escapes among the 134 accommodations, each of which has a private plunge pool and decor crafted by local artisans.

There are options for zip lining and surfing to amp up the adrenaline, as well as exhaustive therapies, including some that tap into the intriguing local culture, at Asaya Spa to bring it back down. The culinary options are as diverse, serving everything from Mexican to Spanish to Japanese; there's even a secret-ish bar tucked into a cliffside. Additional guest perks include the newly opened Mandarina Golf Club, the Rosewood Explorers kids club and the Mandarina Equestrian Club for polo and horseback riding.

Rates at Rosewood Mandarina start around $765 per night.

Four Seasons Hotel New York

ELLIE NAN STORCK/THE POINTS GUY

With its tony address on Billionaires' Row, near Madison Avenue's best shopping and emblematic Central Park, and iconic architecture by I. M. Pei, this Four Seasons is all about location, location, location. Yet it would be equally compelling elsewhere, thanks to sun-drenched rooms and suites bedecked with marble bathrooms — plus one of the planet's most opulent penthouses.

Thanks to its prestigious location, you'll also discover a lineup of exclusive and rare experiences. These might include opportunities like seasonal gourmet picnics in the park, shopping with a professional stylist and private Hudson River boat cruises. The Midtown landmark is classic in a way only possible in Manhattan.

Rates at Four Seasons Hotel New York start around $2,395 per night.

Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.



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Capital One Spark Miles for Business credit card review: Double miles on everything

Capital One Spark Miles for Business overview

The Capital One Spark Miles for Business is a solid business credit card, offering double miles across every purchase. Miles can be transferred to any of Capital One's 15-plus partners, and you'll pay a low annual fee of $95 ($0 introductory annual fee for the first year). Card Rating*: ⭐⭐⭐⭐

*Card rating is based on the opinion of TPG's editors and is not influenced by the card issuer.

If your small business involves travel or you want to provide travel perks to yourself or your employees by using the miles earned on business spending, the Capital One Spark Miles for Business can offer a lot of value.

TPG recommends a credit score of 670 to increase your chances of getting approved.

Here's what you need to know about the Capital One Spark Miles for Business before applying.

Spark Miles For Business pros and cons

Pros Cons
<ul> <li>Access to Capital One transfer partners</li> <li>Earns 2 miles per dollar on all purchases</li> <li>No annual fee in the first year</li> </ul> <ul> <li>Has an annual fee after the first year</li> <li>No bonus category earnings outside of Capital One's travel booking site</li> </ul>

Spark Miles For Business welcome offer

The Spark Miles for Business is currently offering a welcome bonus of 50,000 bonus miles after spending $4,500 on purchases in the first three months of account opening.

a hand holds a credit card
THE POINTS GUY

You can easily redeem your miles for a fixed value of 1 cent each, in which case the 50,000-mile bonus would be worth $500 toward travel. But TPG's September 2025 valuations place the value of Capital One miles at 1.85 cents, which makes 50,000 miles worth $925.

Depending on which transfer partners you use and whether a transfer bonus is available when you redeem your miles, you might also be able to get even more value.

Related: Step-by-step: How to complete a Capital One business credit card application

Spark Miles For Business benefits

The Spark Miles for Business doesn't offer as many benefits as some pricier business cards, but it still offers solid perks for a card with a sub-$100 annual fee product.

One useful perk is an up to $120 statement credit every four years for a Global Entry or TSA PreCheck application fee. Both programs can make travel easier, and you only need to pay the application fee with your Spark Miles card for the credit to trigger (typically within 2 billing cycles).

If you already have memberships with these programs, you can use the credit for an employee instead.

a seating area at an airport lounge
WYATT SMITH/THE POINTS GUY

When you use your Spark Miles for Business card to buy eligible items, you'll receive extended warranty protection in addition to the following benefits that may be particularly useful for small businesses:

  • Account and business management tools: Pick your own monthly due date, set up auto-pay and download year-end itemized spending reports.
  • Ability to assign an employee as an account manager: This employee can then make purchases and payments and review transactions.
  • Hertz Five Star status: Receive status with Hertz, skip the counter and select locations and choose from a wider selection of rental cars.*
  • No fee employee cards: Add employees as authorized users and set spending limits for their cards.
  • No foreign transaction fees: Make purchases overseas without accumulating extra charges just because you're out of the country.

*Upon enrollment, accessible through the Capital One website or mobile app, eligible cardholders will remain at that status level through the duration of the offer. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Additional terms apply.

Related: 5 lesser-known perks of the Capital One Spark Miles for Business

Earning miles on the Spark Miles For Business

The beauty of the Spark Miles for Business is its straightforward earning structure. You'll earn 2 miles for every dollar spent with no annual cap, plus 5 miles per dollar spent on hotels, vacation rentals and rental cars booked through Capital One Travel.

hertz clear parking lot car rental
HERTZ

Although it keeps things simple, the lack of extra bonus categories means that there are more rewarding options for business-specific spending, such as office supplies.

Related: These are the Capital One credit cards that earn transferable miles

Redeeming miles on the Spark Miles For Business

You can redeem your miles with Capital One's 15-plus transfer partners to elevate your business travel.

Take TPG contributing editor Matt Moffitt, who leverages Capital One's transfer partners for redemptions, such as Lufthansa first-class award seats between the U.S. and Europe for 116,000 Capital One miles when booking through Avianca LifeMiles.

Lufthansa First Class (Photo by Zach Honig / The Points Guy)
ZACH HONIG/THE POINTS GUY

Transferring your miles will get you the most bang for your buck, but if you're after simplicity, you could redeem your miles at a fixed value of 1 cent apiece toward travel purchases. You can use your miles when booking new travel through Capital One, or you can use your miles to pay for any eligible, recent travel purchase you've made with the card.

Related: Redeeming Capital One miles for maximum value

Which cards compete with the Spark Miles For Business?

Since Capital One miles can be transferred to airline and hotel partners, the Spark Miles for Business is comparable to other cards that earn transferable currencies.

The information for the Capital One Spark Miles Select for Business has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

For additional options, check out our full list of the best travel cards.

Related: Your guide to the Chase Ink Business credit cards

Is the Spark Miles for Business worth it?

If you're looking for simplicity, the Spark Miles for Business may be a good card for all your business spending since it earns a flat reward rate across all purchases (unless you reserve travel via Capital One Travel, in which case you earn a higher reward rate). But even if you already have one or more cards that earn bonus miles in certain categories, the Spark Miles for Business may be able to boost your earnings on purchases that don't fall into your current bonus categories.

Bottom line

The Spark Miles for Business is a decent card for business owners and managers who don't want to track bonus categories and want a simple way to track expenses all for an affordable annual fee.


Learn more: Capital One Spark Miles for Business


For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

For rates and fees of the Blue Business Plus Card, click here.

Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.



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Who should (and shouldn’t) get the American Express Platinum?

The Platinum Card® from American Express packs a lot of punch into its metal shell. That shouldn't come as much of a surprise, given that it's among the heaviest and most expensive of the publicly available premium cards.

While the current welcome offer alone is worth up to $3,500 (based on TPG's September 2025 valuations) and the luxury perks — including travel credits, elite status and lounge access* — can add several hundred dollars or more a year to its long-term value, most people considering the Amex Platinum will fixate on one number: the $895 annual fee (see rates and fees).

It's easy to make the case that the Amex Platinum can pay for itself over time, but that doesn't necessarily mean it's the right card for you. So, let's look at who should — and shouldn't — get the Amex Platinum.

*Enrollment is required for select benefits.

Key benefits

Right now, you can find out your offer and see if you are eligible for as high as 175,000 points after spending $8,000 on purchases on the card in your first six months of card membership. Welcome offers vary and you may not bot be eligible for an offer.

According to TPG's valuations, Membership Rewards points are worth 2 cents each, making that bonus worth up to $3,500. That's an excellent return in and of itself.

Mother and daughter shopping at grocery store
D3SIGN/GETTY IMAGES

No matter which bonus offer you get, all Platinum cardmembers enjoy the same valuable perks. To offset the annual fee, Amex offers several statement credits, with some notable ones including (enrollment is required for select benefits):

  • Up to $600 hotel statement credit per calendar year on eligible Fine Hotels + Resorts and The Hotel Collection bookings (up to $300 semi-annually; minimum two-night stay required for The Hotel Collection)
  • Up to $400 every calendar year (up to $100 each quarter) for purchases at U.S. Resy restaurants. No reservation is required
  • Up to $300 per calendar year (up to $25 monthly) in digital entertainment statement credits for eligible subscriptions
  • Up to $200 statement credit each calendar year for airline incidental charges, such as seat assignment, lounge access and checked bag fees with a select qualifying airline
  • Up to $200 in Uber Cash each calendar year in increments of up to $15 per month, plus an up to $20 bonus in December (for U.S. services). You can also use these credits to order food from Uber Eats. Uber Cash will only be deposited into one Uber account when you add the Amex Platinum as a payment method and redeem with any Amex card
  • Up to a $120 Uber One statement credit that fully covers an auto-renewing $96 annual or $9.99 monthly membership
  • Up to $100 in Saks Fifth Avenue credits (up to $50 semi-annually)
  • Up to $120 for Global Entry/TSA PreCheck: Either a $120 statement credit available every four years after you apply for Global Entry or an up to $85 statement credit available every 4½ years after you apply for a five-year membership for TSA PreCheck
  • Up to $300 each calendar year (up to $75 quarterly) Lululemon statement credit for U.S. stores (excluding outlets) and online
Amex Platinum card art
THE POINTS GUY

The Amex Platinum also offers 5 points per dollar spent (or a 10% return based on TPG's valuations) on airfare booked directly with the airline, as well as on airfare booked through American Express Travel® (on up to $500,000 per year, 1 point per dollar spent thereafter). You'll also earn 5 points per dollar spent on prepaid hotels booked through Amex Travel (including prepaid Amex Fine Hotels + Resorts bookings).

That's the best return you'll get anywhere on buying airline tickets, according to our valuations.

Frequent travelers will also appreciate that the Platinum offers the most comprehensive lounge access of any card, including a Priority Pass™ Select membership (enrollment required), Amex's growing global collection of Centurion Lounges, Delta Sky Clubs when flying Delta (limited to 10 annual visits, unlimited visits can be unlocked by spending $75,000 or more on your card in a calendar year ), Aspire, Escape and select Lufthansa lounges. Enrollment may be required; access is limited to eligible cardmembers.

Rounding out the list of benefits are Gold elite status with Hilton and Marriott and Leaders Club Sterling status (enrollment is required), access to a premium concierge service, travel protections, car rental insurance*, baggage insurance** and a host of other lesser-known perks.

*Eligibility and benefit level varies by card. Not all vehicle types or rentals are covered, and geographic restrictions apply. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by AMEX Assurance Company. Coverage is offered through American Express Travel Related Services Company, Inc.

**Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by AMEX Assurance Company.

Who should get the Amex Platinum?

People who are over Chase's 5/24 rule

When people come to me looking for starter card recommendations, I'll almost always suggest either the Chase Sapphire Preferred® Card (see rates and fees) or the Chase Freedom Unlimited® (see rates and fees).

Chase Ultimate Rewards points are slightly more valuable than Amex Membership Rewards points — TPG's September 2025 valuations peg Ultimate Rewards at 2.05 cents and Membership Rewards points at 2 cents — and Chase's "5/24 rule" gives me plenty of reason to recommend getting your Chase cards first.

Woman using a credit card at her desk
FRESHSPLASH/GETTY IMAGES

If you aren't familiar with this rule, it means that applicants who've opened five or more cards in the last 24 months across all issuers will be automatically rejected for most Chase cards. This is why you should usually prioritize Chase cards as you start building up your wallet with our best rewards credit cards.

However, after you max out your five Chase slots, what comes next? The Amex Platinum is a perfect answer, and it can even help you get more value out of your Chase points.

The other benefits of the Amex Platinum can also complement a rewards strategy that started with Chase. Unlike the Platinum card, Chase cards don't offer Uber Cash or as many options for airport lounge access.

Related: 4 different flavors of Amex Platinum — which one is right for you?

People who will use the lounge access

If you can fully use the statement credits on the Amex Platinum each year, the out-of-pocket cost for the card goes down dramatically.

Instead of thinking about this as an annual fee you pay to Amex for the privilege of spending money on its hunk of metal, think about it as an annual lounge membership fee.

As a reminder, the Amex Platinum comes with a Priority Pass Select membership (enrollment required), access to Amex's global Centurion Lounges and access to Delta Sky Clubs (but only when flying same-day Delta flights; limited to 10 annual visits, unless you spend $75,000 to unlock unlimited visits). Lounge access is limited to eligible cardmembers.

Amex currently operates Centurion lounges in more than twenty airports, making the card even more worth it if you live in or frequently transit through one of those locations.

People who stay at Hilton, Marriott or select luxury hotels

The Platinum Card provides Gold elite status with Hilton and Marriott to cardmembers, including authorized users (enrollment required).

If you don't have Gold status or higher with these brands through other credit cards or organically through stays, Gold status with these brands provides useful benefits, including room upgrades, points bonuses, and welcome gifts.

You'll also receive Leaders Club Sterling status from Leading Hotels of the World, a collection of luxurious independent hotels.

Hilton Grand Vacation club
JUSTIN BARTELS/HILTON GRAND VACATIONS CLUB AT MARBRISA/FACEBOOK

If you like to stay at luxury hotels, you'll also have access to the Amex Fine Hotels + Resorts (FHR) program as an Amex Platinum cardholder or authorized user. When you book an FHR stay, you'll get elitelike benefits, including guaranteed 4 p.m. late checkout, daily breakfast for two and a unique property amenity valued at $100 or more.

Who shouldn't get the Amex Platinum?

People under 5/24

Many people just starting in the points world underestimate the stringency of Chase's 5/24 rule. I remember when I got my first credit card, I couldn't imagine opening five or more cards in two years — yet I ended up opening 17 in that time frame. I estimate I lost well over $1,000 by not being eligible for an Ink Business Preferred® Credit Card during those early years.

However, once you get over 5/24, it may be hard to get back under, and there's a massive opportunity cost in doing so. Having a plan and sticking to it will serve you well in the long term.

The information for the Ink Business Preferred has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

People who book airfare through online travel agencies

The Platinum Card provides 5 Membership Rewards points per dollar spent on flights booked directly with airlines or with American Express Travel (on up to $500,000 of spending each calendar year, then 1 point per dollar spent).

However, if you prefer to purchase airfare through online travel agencies (OTAs) such as Orbitz and Expedia, you'll only earn 1 point per dollar spent with the Platinum Card. As a result, you'll do better with a card like the Chase Sapphire Preferred or the Citi Strata Premier® Card (see rates and fees), which provides bonus earnings on air travel purchases with OTAs.

People who can't maximize the Platinum's statement credits

One of the main arguments in favor of keeping the Amex Platinum long-term is that its various statement credits drastically reduce the out-of-pocket cost you're really paying.

If, for some reason, you can't take full advantage of all of these statement credits, the math gets a little stickier. Uber Cash, for example, can only be used within the U.S., so expats like me mostly waste it. Enrollment is required for select benefits.

Car with an Uber sticker in the windshield in Portland, Oregon
HRACH HOVHANNISYAN/SHUTTERSTOCK.COM

Maybe you do not need an extra up to $200 in airline credits each calendar year — if you have elite status and all your travel is covered by points or your job, that extra money might be wasted on you, especially given the restrictions around the credits.

Carefully consider just how much these credits are worth to you; if they provide little to no value, another Amex card might be a better fit.

People who'd be better off with the Amex Business Platinum Card

Several versions of the Platinum card exist, including the personal card and The Business Platinum Card® from American Express. Mostly, they share the same perks and benefits, but small differences might lead you to pick one or the other.

Businessman entering a hotel
CAPITAL ONE

For example, the Business Platinum also has an annual fee of $895 (see rates and fees), but it doesn't offer the same up to $200 Uber Cash each calendar year as the personal version.

It adds another bonus category, though — 2 points per dollar spent on eligible purchases in select business categories and eligible purchases of $5,000 or more (on up to $2 million of these purchases per calendar year, then 1 point per dollar).

The Business Platinum also provides up to $1,150 in statement credits per calendar year for U.S. Dell purchases: up to $150 each calendar year and an additional $1,000 statement credit after spending $5,000 on Dell purchases with the same card each calendar year (enrollment required).

You can also access the Pay with Points redemption option on the Business Platinum card, which gets you a 35% bonus for eligible flights with your selected airline using your Amex points (up to 1 million points back per calendar year). This is notably not available on the personal Amex Platinum.

Bottom line

The Amex Platinum Card from American Express regularly makes the cut as one of TPG's best travel card recommendations because of the outsize value it can provide, from the initial welcome offer to the ongoing luxury perks it offers.

However, even when a card is valuable, it might not be your best choice. You have to consider how this application factors into your long-term plans, especially as it relates to other issuers. You also have to ensure you can maximize the benefits in your life, at least enough to recoup the hefty annual fee.

The Amex Platinum can easily pay for itself through its valuable benefits and redemption options, but only if you're able to easily and naturally use them.

To learn more, check out our full review of the Amex Platinum.


Apply here: The Platinum Card from American Express


For rates and fees of the Amex Platinum Card, click here.
For rates and fees of the Amex Business Platinum Card, click here.

Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.



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Delta to drop Geneva, Switzerland, as transatlantic travel shifts

Delta Air Lines will end service to Geneva as slowing transatlantic travel demand takes a toll.

The Atlanta-based SkyTeam Alliance carrier will operate its last flight from Geneva Airport (GVA) to New York's John F. Kennedy International Airport (JFK) on Oct. 20, ending three years of service.

A Delta spokesperson said the decision was to "better align with consumer demand."

When to go: These are the best times to buy an international flight

Delta's exit from Geneva, a diplomatic center of Europe and gateway to the Alps, comes as transatlantic travel patterns shift.

Glen Hauenstein, president of Delta, said earlier in September that the airline was "a bit disappointed in terms of the transatlantic results" particularly among economy-class fliers over the summer.

The number of Western Europeans arriving in the U.S. by air was down nearly 2% from May through August compared to 2024, the latest data from the U.S. International Trade Administration shows. The drop from Switzerland was far greater, down more than 9%.

While the number of Europeans vacationing in the U.S. may be down, Americans are making up for the slack on many transatlantic routes. Demand to southern European destinations is strong with airlines eagerly adding new flights.

American Airlines is boosting service to Athens, Greece, next summer, and Delta Air Lines will add Malta, Porto in Portugal, and Sardinia in Italy to its map. And United Airlines has added places ranging from Bilbao in Spain to Palermo in Italy over the past few summers.

European airlines like Spain's Iberia see robust travel numbers across the North Atlantic and are eagerly adding flights. Orlando International Airport (MCO) joins Iberia's map in October, and Philadelphia International Airport (PHL) next spring.

Transatlantic growth, however, is slowing from the heady days of revenge travel after the COVID-19 pandemic. Airline seats between the U.S. and Europe will increase just 2.6% this year after 5.5% growth in 2024 and a nearly 19% jump in 2023, schedule data from aviation analytics firm Cirium shows.

"Growth is normalizing," said Jens Fehlinger, the CEO of Swiss International Air Lines, on the transatlantic market in a recent interview.

Swiss added its first new U.S. destination — Washington Dulles International Airport (IAD) — in more than a decade last year and is now focused on letting that addition mature and transitioning to its new long-haul fleet of Airbus A350s that begin arriving in October.

For Delta travelers who still need to get to GVA, the airline's partners, including Air France, KLM and SAS Scandinavian Airlines, offer connecting flights to the airport via their European hubs.

And from New York, Swiss offers a daily nonstop to GVA from JFK while United Airlines offers the same from Newark Liberty International Airport (EWR), Cirium schedules show.

Related reading:

Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.



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What are American Express Membership Rewards points worth?

According to TPG's September 2025 valuations, American Express Membership Rewards points are worth 2 cents each. This is almost the same as Chase Ultimate Rewards points and Bilt Rewards Points, and noticeably higher than nearly all points and miles with the major airline and hotel programs.

However, this doesn't mean that you'll get exactly 2 cents per point in value every time you redeem them. Instead, we use this number as a benchmark for a "good" redemption. To maximize your Membership Rewards points, high-value redemptions should give you more than 2 cents per point, while lower-value awards offer less than 1 cent per point.


The Platinum Card® from American Express — Find out your offer: You may be eligible for as high as 175,000 Membership Rewards points after spending $8,000 on eligible purchases on your new card in your first six months of membership. Welcome offers vary, and you may not be eligible for an offer.


In short, there are various answers to the question, "How much are Amex points worth?" Let's dive into how you can try to maximize their worth.

What are Amex Membership Rewards points worth?

There are many ways to redeem your American Express Membership Rewards points. However, they can offer a wide range of values. Some redemptions provide a fixed value for your points, while others have the potential to far exceed our September 2025 valuation of 2 cents apiece.

Woman writing notes at computer
HALFPOINT IMAGES/GETTY IMAGES
Redemption option Examples Point value
Transfer points to travel partners 20 airline and hotel loyalty programs Possibly 2 cents per point (note that you can get more or less)
Redemptions through Amex Travel Flights, hotels, rental cars, cruises and vacation rentals 0.5 cents to 1 cent per point
Nontravel redemptions Gift cards, Amazon purchases and more 0.5 cents to 1 cent per point

Related: American Express Membership Rewards: How to earn, redeem and transfer points

The value of Amex points when transferring to travel partners

You'll usually find the most valuable redemptions when transferring your Amex points to one of Amex's travel partners. Amex partners with the following 20 airline and hotel loyalty programs:

Amex points transfer to most airline and hotel partners at a 1:1 ratio, except for Aeromexico Rewards (1:1.6), JetBlue TrueBlue (250:200) and Hilton Honors (1:2). You can transfer Amex points in increments of 1,000; point transfers to airline and partner programs are irreversible. Additionally, Amex charges an excise tax of 0.6 cents per point (up to $99) when transferring rewards to Delta SkyMiles or JetBlue TrueBlue.

Mom with young daughter and baby in stroller walking through airport
ZIA SOLEIL/GETTY IMAGES

To maximize your Membership Rewards points, we recommend transferring them to partner airlines. For example, you could book an Air France economy flight from the U.S. to Europe starting at 25,000 Flying Blue miles. This could be a great value if cash fares for the same flight are upward of $700.

Plus, throughout the year, Amex offers partner transfer bonuses, which could help your points go even further.

To snag the best deals, check out our guide on maximizing your Amex points with transfer partner redemptions.

Value of Amex points when redeeming through Amex Travel

While we focus a lot on the value of transferable points here at TPG, you can only maximize them if your preferred airline or hotel has award space available. If you need to travel on fixed dates — especially during the holiday season when award availability on partner airlines may be limited — this might pose a problem. If you've exhausted all other options, you can get an acceptable value by redeeming points through the Amex Travel portal.

Woman tourist with mount Fuji at Chureito Pagoda in Autumn season, Traveler travel Arakurayama Sengen Park, Yamanashi, Japan. Landmark for tourist attraction. Japan Travel, Destination and Vacation
PANUWAT DANGSUNGNOEN/GETTY IMAGES

Redeeming Amex points for flights through Amex Travel

When booking a flight through Amex Travel, you'll get a fixed redemption rate of 1 cent per point.

However, if you have any of the following Amex business cards, you can receive a bonus when using Pay with Points for eligible flights:

The information for the Amex Business Centurion card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Related: Best ways to use Amex points, from business-class flights to Europe to budget-friendly hotel stays

Redeeming Amex points for hotel stays and other travel

However, most other travel redemptions through the Amex Travel portal will give you a value of about 0.7 cents per point.

For instance, with most hotels, you can redeem your points at a rate of 0.7 cents each through Amex Travel. And since these are third-party bookings, you won't usually earn hotel points or elite night credits for your stay.

overwater bungalow
SMALL LUXURY HOTELS

The one exception is Amex Fine Hotels + Resorts, a luxury hotel program that's only available to Platinum and Centurion cardmembers. If you pay with points to book one of these properties, you'll get 1 cent of value per point and receive elitelike benefits for your stay, including complimentary breakfast, room upgrades, late checkout, and usually a dining or spa credit. Plus, these stays usually earn hotel points and elite night credits.

For car and vacation rentals, you'll get a value of about 0.7 cents per point. As for cruise bookings made through the Amex portal, you can get between 0.5 cents and 0.7 cents per point.

Overall, redeeming your Amex points through the travel portal will not yield the best value when it comes to maximizing your rewards. However, if you have a stock of Amex points sitting in your account or simply want to save on your out-of-pocket cost on a flight, hotel, car rental, cruise or vacation home, redeeming points through the Amex portal could make sense.

Learn more about booking through the American Express portal.

Redeeming Amex points for nontravel redemptions

Not all redemptions are travel-based — in fact, you can redeem your Amex points for gift cards, Amazon purchases and more. While these redemptions don't yield a high value when it comes to maximizing your points, for those who wish to save money on nontravel expenses, Amex points could be the answer.

  • Gift cards: When redeeming Amex points for gift cards, you can get a value between 0.5 cents and 1 cent per point, depending on the merchant.
  • Taxi rides in New York City: Redeem your Amex points for certain taxi fares in the Big Apple at a value of 1 cent per point.
  • Amazon and online merchants: When you link your Membership Rewards account with select online retailers like Amazon, Grubhub and Best Buy, you can select Pay with Points at checkout and redeem your rewards at a value of 0.7 cents per point.
  • Cover charges on your statement: Use points to pay for eligible account charges on your billing statement, and receive 0.6 cents per point.

How to earn Amex Membership Rewards points

To redeem Membership Rewards points, you'll first have to earn them. The easiest way to earn Amex points is by applying for a points-earning card, and Amex has several to choose from, ranging from premium cards to no-annual-fee cards that reward daily business spending.

a young man in a kitchen using a laptop
RISKA/GETTY IMAGES

Depending on the Amex card in your wallet, you could earn between 1 point and 5 points per dollar spent, contingent on the card and the earning category.

For example, The Platinum Card from American Express earns 5 points per dollar spent on flights booked directly with airlines or with American Express Travel® (on up to $500,000 per calendar year) and prepaid hotels booked with American Express Travel, and 1 point per dollar spent on all other purchases. While The Blue Business® Plus Credit Card from American Express earns 2 points per dollar spent on everyday business purchases with no category restrictions (on up to $50,000 each calendar year, then 1 point per dollar spent).

Therefore, with different earning rates and welcome offers, check out the current American Express card offers available to find which one is right for you so you can earn Amex points.

Related: How to redeem American Express Membership Rewards for maximum value

Bottom line

Amex Membership Rewards points have long been considered some of the most valuable points on the market. They sit near the top of TPG's September 2025 valuations, thanks to many high-value airline transfer partners that allow members to book premium-cabin awards at low rates.

The value you get from your Amex points can vary significantly, ranging from 0.5 cents per point for gift cards to much higher for select transfer partners. Of course, that requires extensive flexibility and the willingness to learn the ins and outs of loyalty programs, so many cardmembers may prefer simpler reward options.

Ultimately, TPG's September 2025 valuations peg Amex points at 2 cents apiece, but be sure to consider the best redemption option for your specific situation.

Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.



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Deal alert: Points and miles travel deals for September 2025

From bonus points on your next hotel stay to generous sales on airline miles, we're always looking for travel deals that help you earn more points and miles and redeem them for maximum value. In other words, we want to help you book the vacation of your dreams.

This week, we found lie-flat business-class seats to South America starting at 35,000 Atmos Rewards points — that's a fantastic deal. You can also earn up to triple IHG points on stays through the end of the year, and save on hotels, dining and more with this huge Las Vegas sale. Plus, Southwest Airlines' top business card has a best-ever welcome offer that can earn you almost two years of the Companion Pass.

We help our readers each week by rounding up ongoing promotions so they don't have to scour the internet for the best reward redemptions and offers. This includes everything from frequent flyer programs and hotel rewards programs to credit card offers and rental car deals. Here's our latest list of noteworthy new points and miles promotions for September.

Airline loyalty program promotions (September 2025)

A woman pushing a suitcase down the aisle of an airplane
MESQUITAFMS/GETTY IMAGES

Airline loyalty programs can offer trip discounts on certain dates, as well as the chance to earn more points or miles for future travel and deals to rack up points or miles toward elite status. Below are some of the best offers we found for September.

Earn 10,000 bonus miles on 1 flight

Air France and KLM's latest deal is offering 10,000 bonus Flying Blue miles (worth $130 by our September 2025 valuations) on a paid economy ticket. Eligible flights include those marketed and operated by Air France and/or KLM from the U.S. to any Air France or KLM destination, provided the first segment departs from an Air France or KLM gateway and at least one segment is from the U.S. to Paris-Charles de Gaulle Airport (CDG) or Amsterdam Airport Schiphol (AMS).

You can only earn bonus miles on one eligible flight, but multiple people on the same reservation can earn the bonus, as long as they each enter their Flying Blue number.

Book by Oct. 7, 2025, and fly by March 31, 2026. No registration or promo code is required.

Related: Best airline credit cards

Hotel loyalty program promotions (September 2025)

Hotel room at Zoetry Casa del Mar Los Cabos, Mexico
ANDREA ROTONDO/THE POINTS GUY

Hotel loyalty programs occasionally offer discounted stays and new ways to earn extra points. Here are some September deals to consider when booking your next stay.

Earn up to 7,000 bonus Radisson points

Radisson Rewards members, this promotion is for you. You can earn up to 7,000 total bonus points this fall: 500 bonus points on your first stay, another 3,000 on your second stay and 3,500 more on your third stay.

Register and see the list of participating hotels, then book and stay by Nov. 18.

Radisson Rewards is separate from Radisson Rewards Americas, which is now part of Choice Privileges.

Related: Best hotel credit cards

Credit card promotions (September 2025)

A woman holding her phone and credit card in a hotel room
DRAGANA991/GETTY IMAGES

Card issuers offer deals and discounts on everything from airfare to dining. Here are some of the offers we've rounded up this week. Remember that you must activate these offers on your card and use your enrolled card to make the purchase to earn bonus rewards. Not all offers may be available on your account.

Targeted Amex Offer at JetBlue

If you're planning travel with JetBlue, check your Amex Offers. We found this one for cardholders of The Platinum Card® from American Express.

Earn a one-time bonus of 5,000 Membership Rewards points when you spend at least $250 across one or more JetBlue transactions by Oct. 18. This offer applies to flights originating in the U.S., as well as JetBlue Vacations.

Amex Membership Rewards points are among the most valuable and versatile currencies you can earn; 5,000 points are worth around $100 by our September 2025 valuations.

Targeted Amex Offers at Hertz

If you'll need a vehicle on your next trip, these Amex Offers could save you up to 20%.

Some Platinum cardholders have been targeted for a $100 statement credit after they spend at least $500 on one or more purchases made directly with Hertz Corporate-owned locations. You must enroll by Sept. 30 and redeem by Oct. 31.

Some other Amex cards are offering a $50 statement credit after purchases totaling $250 or more at Hertz Corporate-owned locations by Oct. 31.

Targeted Chase Offer at Turo

The rental car offers keep, well, rolling in. This one, which we spotted on the Chase Sapphire Preferred® Card (see rates and fees), could help you save on a Turo rental.

Earn $30 cash back on your online Turo U.S. purchase when you spend $150 or more, including taxes and after any discounts. This offer ends Dec. 31.

Targeted Chase Offer at Away

Whether you're in the market for a new suitcase or just a "The White Lotus" devotee, this Chase Offer could save you money on your next Away luggage purchase.

Earn $50 cash back when you spend $295 or more at Away, including taxes and after any discounts, online or in-store by Oct. 22.

Related: Your ultimate guide to Chase Offers

Ongoing travel deals

In addition to these new offers, many others from previous weeks are still available:

  • Earn triple IHG One Rewards points at participating Voco, Even, Garner, Avid and Atwell Suites properties. Register for this promotion and stay by Sept. 30.
  • Earn 750 bonus Qatar Airways Privilege Club Avios on your first qualifying stay at any hotel or resort within the Hilton portfolio of brands. Register, book directly with Hilton and complete your stay by Sept. 30.
  • Earn 1,000 Turkish Miles&Smiles miles and 50% more status miles on your first stay at any hotel or resort within the Hilton portfolio of brands. Register, then book through Hilton channels and stay by Sept. 30.
  • Book a suite or premium room at participating IHG properties, and you can get every third night free on stays of up to 30 days. Book by Sept. 30 and stay by Oct. 31.
  • Earn 777 bonus World of Hyatt points per eligible night at 20-plus participating hotels and resorts worldwide, from Las Vegas to the Caribbean to South Korea. You must register for this promotion first, then complete your stay by Sept. 30.
  • Earn 1,000 bonus miles per two-night stay at participating IHG hotels and resorts around the world when you choose Turkish Miles&Smiles miles as your earning preference in your IHG account. Plus, enjoy 25%-30% off dining at properties across the Middle East, Africa, India and South Asia. Book by Sept. 30 for stays until Dec. 31.
  • Earn 1,000 bonus IHG One Rewards points for every two consecutive nights spent at participating hotels in Osaka, Kyoto and Kobe, Japan — up to 5,000 points total. Register, then book your stay via the IHG website or IHG One Rewards app and stay by Oct. 13.
  • Earn triple World of Hyatt points per eligible stay at participating hotels in Latin America and the Caribbean. To qualify, stays must be booked directly with Hyatt under an eligible cash rate, a free night award or a Points + Cash rate. Register for this promotion by Oct. 14, then complete your stay by Oct. 31.
  • Earn 1 Medallion Qualification Dollar in the Delta SkyMiles program per dollar spent (excluding taxes, fees and miles redeemed) when you book a car rental, hotel or vacation rental through Delta Air Lines. These earnings are in addition to the SkyMiles you would normally earn. Book by Oct. 24 and travel by Oct. 31.
  • Earn 500 bonus JetBlue TrueBlue points when you complete qualifying activities with JetBlue's partners — Dunkin', Avis/Budget, TrueBlue Shopping, TrueBlue Dining and Airport Rewards — by Oct. 28. Plus, you'll earn another 5,000 bonus points for completing all five.
  • Earn 250 Turkish Miles&Smiles miles when you join Marriott Bonvoy through this page by Oct. 31. You must set your earning preference to Turkish Airlines and add your Miles&Smiles number during enrollment to get the bonus; after the points post to your account, you can change your earning preference back to Marriott (or another partner airline).
  • Earn 1,500 bonus Lufthansa Miles & More miles per stay at Best Western hotels in Germany, Austria, Switzerland, Luxembourg, Hungary, Croatia, the Czech Republic and Slovenia. Register with your Miles & More number, then book and stay by Oct. 31.
  • Earn 2,000 bonus Wyndham Rewards points on eligible bookings at participating New Zealand hotels. Register and book by Oct. 31 for stays by March 30, 2026.
  • Earn double points at select World of Hyatt properties, including Mr & Mrs Smith hotels, across Europe, Africa and the Middle East. Register by Nov. 1 and complete your stay by Dec. 1.
  • Earn up to 15,000 bonus Marriott Bonvoy points at Homes & Villas by Marriott Bonvoy properties, depending on the length of your stay. To qualify, stays must be at least three nights and cost $1,500 or more. Register and book by Nov. 6, 2025, and stay by March 31, 2026.
  • Earn 15,000 bonus Marriott points per eligible stay at The Ritz-Carlton, Masai Mara Safari Camp by Nov. 7. Book directly with Marriott, online or by phone with promo code "S2449." See more details.
  • Earn 250 bonus Singapore KrisFlyer miles when you register for Marriott Bonvoy through the deal page by Nov. 18, add your KrisFlyer number and set KrisFlyer miles as your Marriott earning preference. (You can change it after you earn the bonus miles.)
  • Earn up to 20,000 bonus points on your next Hyatt Regency stay of three or more nights when you use the World of Hyatt app. You must register for this offer and book through the app, then complete your stay by Nov. 23.
  • Double your Best Western Rewards points on every qualified stay from now until Nov. 30. Simply log in on the offer page for automatic registration.
  • Hilton for Business travelers can fast-track their way to top-tier Hilton Diamond status by completing 10 nights at the Hilton for Business rate by Dec. 15. No registration is necessary; your Hilton for Business bookings will be automatically applied to this promotion.
  • Earn 60,000 bonus Wyndham points when you enroll in an American Home Shield Gold or Platinum home warranty through this offer page by Dec. 31. This offer is only available to residents in the continental U.S., except for those in New York City.
  • Earn 500 bonus IHG One Rewards points by downloading the program's mobile app. Register, then download the app and use it to sign in to your IHG account by Dec. 31.
  • Earn 100 bonus Atmos Rewards points for every goal the National Women's Soccer League's Seattle Reign FC team scores at home this season. You must live within a 75-mile radius of the Seattle Reign FC's designated market, as defined in the offer terms, to be eligible. Fill out the form with your Atmos Rewards number (which is the same as your former Alaska Airlines Mileage Plan number) to register.

Targeted Amex Offers

  • Earn a one-time bonus of 20,000 American Express Membership Rewards points after you spend a minimum of $1,000 on one or more Air France or KLM purchases by Sept. 30. To qualify, flights must originate in the U.S.
  • Get a one-time $400 statement credit when you spend at least $2,000 on one or more safari reservation purchases at Micato Safaris. Book by phone at 800-642-2861 by Oct. 14.
  • Earn 8% back as a statement credit, up to $90 in total statement credits, when you make purchases of prepaid hotel bookings ("pay now") online by Oct. 14.
  • Earn a $25 statement credit after spending a minimum of $125 on one or more room rate and room charge purchases at participating Staypineapple properties by Oct. 14. You can use this offer up to three times, for a total of $75.
  • Earn a one-time $35 statement credit after making a single purchase of $150 or more with Italian high-speed train operator Italo. Make your purchase online or through the Italo Treno mobile app by Oct. 31.
  • Earn a one-time $40 statement credit after you spend a minimum of $200 on one or more room rate and room charge purchases at participating Caesars Rewards properties in Las Vegas, Reno, Lake Tahoe and Atlantic City, New Jersey. This offer ends Oct. 31.
  • Get $100 back as a statement credit when you spend at least $500 on one or more purchases at participating Wyndham Hotels & Resorts Luxury Destinations locations by Oct. 31. See the list of participating properties.
  • Earn 8% back as a statement credit, up to $350 in total credits, on Luxury Escapes vacation packages booked directly with Luxury Escapes by Nov. 4.
  • Earn a one-time $100 statement credit after spending a minimum of $500 on one or more room rate and room charge purchases at participating Relais & Chateaux properties in the U.S., Canada and Europe by Nov. 9.
  • Earn a one-time $100 statement credit when you spend at least $500 on a single room rate and room charge purchase at participating Mandarin Oriental properties across the U.S., Europe and Asia. The offer ends Dec. 4.
  • Earn a one-time $20 statement credit after you spend a minimum of $100 on room rate and room charge purchases at select Wyndham Hotels & Resorts Value Destinations in the U.S. and Canada. Complete your stay by Dec. 5.
  • Earn a one-time $100 statement credit after spending a minimum of $500 on one or more Norwegian Cruise Line purchases by Dec. 15.
  • Earn a $100 statement credit after you spend a minimum of $500 on one or more room rate and room charge purchases at Fontainebleau Las Vegas by Dec. 20. You can use this offer up to two times for a maximum of $200 in statement credits.
  • Earn a one-time $30 statement credit after using your enrolled eligible card to spend a minimum of $150 on one or more rental car purchases made online by Dec. 31. This offer is valid for U.S. and Canada reservations only.
  • Earn a $150 statement credit after spending a minimum of $150 on room rate and room charge purchases at participating Marriott Bonvoy properties in the U.S. and U.S. territories by Dec. 31.
  • Earn a $50 statement credit when you spend a minimum of $250 on one or more National Car Rental purchases by Dec. 31.
  • Get $60 back as a statement credit when you spend at least $300 on one or more purchases at Enterprise locations in the U.S., Australia or New Zealand by Dec. 31.

Targeted Chase Offers

  • Earn 5% cash back on Viator bookings, up to a $10 cash-back maximum, through Sept. 29.
  • Earn 10% cash back on your Le Meridien stay, with a $57 cash-back maximum, when you spend $100 or more by Sept. 30.
  • Earn 10% cash back on your Renaissance Hotels stay, with a $75 cash-back maximum, when you spend $100 or more by Sept. 30.
  • Earn 10% cash back on your TownePlace Suites stay, with a $57 cash-back maximum, when you spend $100 or more by Sept. 30.
  • Earn 10% cash back on your SpringHill Suites stay, with a $43 cash-back maximum, when you spend $100 or more by Sept. 30.
  • Earn 10% cash back on your Residence Inn stay, up to a $50 cash-back maximum, when you spend $100 or more by Sept. 30.
  • Earn 15% cash back on a Sixt U.S. rental, with a $76 cash-back maximum, when you spend $500 or more (including taxes and after any discounts) by Sept. 30.
  • Earn 10% cash back on your Best Western stay, up to a $32 cash-back maximum, when you spend $100 or more by Oct. 16.
  • Earn 7% cash back on your Hyatt Place stay, with a $28 cash-back maximum, when you spend at least $100 by Nov. 9.
  • Earn 7% cash back on your Hyatt House or Hyatt Studios stay, with a $28 cash-back maximum, after spending at least $100 by Nov. 9.

Related reading:

Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.



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